Do Loan Modifications Raise Debt?

Could it be that loan modifications are actually raising debt? I read a short article today by Dean Calbreath in the San Diego Union Tribune that stated yes, they are. Mr.Calbreath points out that more foreclosures could be prevented if, instead of … [Read more...]

Are you a Bad Person if you Walk Away from Your Mortgage?

If you "walk away" from your mortgage are you a bad person? The answer is "no," as long as you  have examined all possible options and know the consequences of doing so beforehand. The idea behind walking away is to file paperwork with the lender … [Read more...]

Promising New Mortgage Workout Plan in the Works

Hot off the wires: there is a bill pending that would help people facing foreclosures in their ability to work out  new mortgages. It would allow judges to authorize loan terms for primary residences after the owners have declared bankruptcy. This … [Read more...]

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