California Helps Struggling Homeowners

The federal plans to assist homeowners who are facing foreclosure or are underwater with their mortgages, specifically the Home Affordability Modification Program (HAMP) have not lived up to promises. States are  now realizing that it is up to … [Read more...]

Will the Next New Loan Modification Program Help YOU?

There is a new loan modification program in the works, and it promises to help struggling homeowners despite income level, credit history or loan to value ratio. Sound too good to be true? The new program plans to allow for 30-year fixed rate … [Read more...]

California May Help YOU Keep Your Home

If you are a Californian and you are having difficulties with your mortgage, you may be in luck. Starting November 1 a new program entitled Keep Your Home will go  into effect. The program offers principal reductions (essentially loan … [Read more...]

The Latest Mortgage Modification Assistance News…

Fannie Mae and Freddie Mac are instituting two new programs to help struggling homeowners with their quest to get modifications. Freddie Mac claims to have helped 250,000 homeowners with loan modifications to date, so the time is better than ever to … [Read more...]

Carlsbad Teen Scene Event January 30

Got teens? On Friday, January 30, 2010 the City of Carlsbad will be hosting the Teen Scene event at the Calavera Hills Community Center from 4-9 p.m.  This is a great opportunity for your teen to hang out with other like-minded kids and have some … [Read more...]

Carlsbad City Council Accepts Community Vision

On Tuesday, January 12  the Carlsbad City Council was presented the Community Vision. This is a plan for the future of Carlsbad and focuses on growth, sustainability, preservation and future planning. It is a very positive step in the collaboration … [Read more...]

Are you a Bad Person if you Walk Away from Your Mortgage?

If you "walk away" from your mortgage are you a bad person? The answer is "no," as long as you  have examined all possible options and know the consequences of doing so beforehand. The idea behind walking away is to file paperwork with the lender … [Read more...]

Can the Government Really Help Struggling Homeowners?

The Obama administration announced yesterday that it is going to try yet again to push lenders to assist struggling homeowners with loan modifications. Are they planning on doing something different? Is there some magic noose that they have around … [Read more...]

Deed For Lease Program To Help Struggling Homeowners

The newest program in the Federal arsenal to help homeowners who are facing foreclosure is called the Deed for Lease program. Created by Fannie Mae, this program will allow homeowners to essentially become tenants in their homes for 12 month periods … [Read more...]

Another Change in Laws to Help Struggling Homeowners

This past week the Obama administration signed into law changes to the current Help for Homeowners Program (H4H) in order to actually help more homeowners. The H4H program meant well but was not in fact assisting anyone (there was only ONE documented … [Read more...]

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