How Affordable is the San Diego Housing Market?

In case you were wondering, or if you have been sitting on the sidelines waiting to purchase a home in San Diego county, here is some fantastic news: housing affordability in San Diego reached a record high last quarter. Combined with other factors, … [Read more...]

Why You Should Hold Title in Trust

Creating  a trust could be of the smartest decisions you ever make, in most cases. If you are a homeowner or buyer, or plan to buy, you should consider the benefits of a trust. It is easy to have one created and can prevent problems down the road. … [Read more...]

Buyers and Sellers: Are You in Danger?

If you are a buyer or seller of real estate you are probably aware that the possibility exists you and the other party could be represented by the same agent/brokerage (also known as dual agency). You sign forms to this effect when you make an offer … [Read more...]

San Diego Voted Best Area for Long-Term Real Estate

Despite the housing crisis, San Diego was recently named one of the best areas in the nation for long-term real estate. Specifically mentioned were the Carlsbad and San Marcos areas of North County. San Diego, Carlsbad and San Marcos were placed … [Read more...]

Does Lower FICO Score = Lender Loan Discrimination?

Could it be that lenders are discriminating against you if your FICO score is at the lower end of the required range for granting a loan? It could very well be. A series of federal lawsuits is about to be filed, claiming that lenders are purposefully … [Read more...]

Do You Know the Biggest Foreclosure Myth?

There are many misconceptions about purchasing foreclosure properties, even though many people think it is the best way to save money when buying a new home. I just posted a new blog on MoneyPress detailing the biggest foreclosure myth of them all. … [Read more...]

Is There Still Value in Home Ownership?

Since the founding of our country home ownership has always been a valuable goal to attain. People bought homes and stayed in them most of their lives, often passing them along to their children. Homes were an important part of our lives--where our … [Read more...]

New Real Estate Laws You Should Understand

Starting January 1, 2011 there will be some new laws effecting buyers, sellers, homeowners and renters, as well as foreclosures. To read the full text of the laws you can go to http:// www.leginfo.ca.gov. Here they are in a nut shell. Short Sale … [Read more...]

Real Estate Contract Law Basics for the Homebuyer

Many people who purchase real estate have little understanding of the way the law effects your purchase, yet it is important to learn because your purchase is a legal transaction. In California, according to the Statute of Frauds all contracts for … [Read more...]

Understanding the Foreclosure Halt

In response to numerous questions I have received lately regarding the foreclosure moratorium I thought it would be helpful to explain what exactly is going on, what it means and how it may or may not help you, the homeowner , seller or buyer. This … [Read more...]

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