Possible New Source for Mortgage Assistance

Struggling homeowners may be able to get help from a new, rather surprising source-their private mortgage insurance company. Mortgage insurance is not the same as homeowners insurance. It is a type of protection for lenders in the case of loan … [Read more...]

Is Your Sunscreen Safe?

Summer is just beginning and that means it's time for sunscreen. But do you know that chances are the one you favorite brands may not only offer inadequate protection against the rays, but may also be unsafe? Research has indicated that almost 85% … [Read more...]

Short Sales May Soon Get Easier

If you have sold your home through a short sale or are contemplating doing so, or if you are an agent with experience selling short sales, you know how difficult they can be. The main problem is getting the lender to accept the offer. Often this is … [Read more...]

Tax Money Can Be Used Toward Purchase Down Payment

Good News! The U.S. Dept. of Housing and Urban Development (HUD) recently announced that the Federal Housing Administration (FHA) will allow home buyers to apply the administration's new $8,000 first-time home buyer tax credit toward the purchase … [Read more...]

Another Change in Laws to Help Struggling Homeowners

This past week the Obama administration signed into law changes to the current Help for Homeowners Program (H4H) in order to actually help more homeowners. The H4H program meant well but was not in fact assisting anyone (there was only ONE documented … [Read more...]

Buy Back Your Home AFTER Foreclosure

Has your home foreclosed (or is about to) and left you feeling desperate and uncertain? Would you like the opportunity to get your home back, even post-foreclosure? You may be in luck. There is a new option available which allows foreclosure victims … [Read more...]

More Relief for Struggling Homeowners

Yesterday the Obama administration announced new details to the homeowner assistance programs that may widen the gap to help more people with modifications under the existing plans. The new additions to the Making Home Affordable program center … [Read more...]

Is It Time to Prepare for More Foreclosures?

There has been a lot of information over the last few months about the new homeowner help plans to assist homeowners in lowering mortgage payments by modifications or refinancing. They sound great and pledge to offer help to millions of struggling … [Read more...]

Torrey Pines State Reserve: One of San Diego's Treasures

I was reminded this weekend of another reason I so love living in San Diego county when I walked the trails at Torrey Pines State Reserve with my family. This is one of the most beautiful places in San Diego to walk, hike or jog. The vistas are … [Read more...]

Great Questions to Ask to Prevent Becoming a Foreclosure Scam Victim

We all know they are out there--people who feed off the desperation of others. The current housing market is no different. In fact, it is a perfect environment for the birth of new schemes to take your money from you, no matter that you are just … [Read more...]

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